The whole piece is written in **forward-looking voice** ("coming together," "designed to deliver," direct lending "intend to") rather than "we have partnered." That makes it safe to circulate to Cogo, to investors, and internally right now, and it converts to a hard launch announcement with a few wo

The legacy underwriting process is being fundamentally changed by emerging AI technologies . Rather than relying solely on past data and subjective evaluations, AI models can evaluate vast quantities of data to pinpoint potential hazards with greater precision . This shift provides significant advan